Cash Gifts

If you want your gift for Texas A&M to go to work immediately, a gift of cash or securities might be the best option.


Gifts of cash and securities can be directed to a specific purpose of your choosing at Texas A&M. You can give a gift of cash today or plan a gift of cash or securities in your estate that Texas A&M will receive after your lifetime.

Gift agreements are required for endowed gifts of $25,000 or more, while you can document your preference for smaller gifts with a letter, pledge card, note on the memo line of your check or in the comments section of our online giving form.

Most individuals use gifts of cash or securities to fund an endowment. When you create an endowment, the Texas A&M Foundation invests your gift—along with thousands of others—in its Long-Term Investment Pool. This is a highly diversified portfolio that is managed by our Investment Office with oversight from our Board of Trustees.

As your gift is invested in our portfolio, it produces a consistent stream of annual returns that support the campus program or purpose you designate. Because we have an annually set payout rate and carefully manage our portfolio through diversification, you can rest assured that an endowment will always support Texas A&M whether the market is up or down.

Explore three immediate giving options below.

Learn more about the benefits of endowments in this helpful video.

Cash Gifts

With a cash gift, you can give a lump sum or pledge a gift to be completed in five years. You can also give gifts of cash via check, electronic funds transfer or credit card through our online giving system. You will receive an immediate charitable income tax deduction for your gift.

Give an ACH gift Give an EFT gift

 

Gifts of Securities

Gifts of appreciated securities may offer better tax benefits than gifts of cash. The Texas A&M Foundation accepts gifts of publicly held stocks, bonds or mutual funds. Advantages of making a gift of securities include:

  • A charitable income tax deduction for the fair market value of the gifted securities as of the date of the gift.
  • Eliminating capital gains taxes that would ordinarily be due if you had sold the appreciated securities on the open market and donated the proceeds from the sale.
  • Claiming your charitable deduction against up to 30% of your adjusted gross income. Any unused deductions can be carried forward over the next five years.
  • Providing a way to help you achieve your long-term financial objective of reducing your income and estate taxes.

If you have securities that have declined in value over the years and are interested in donating them, you may find it more advantageous to sell the securities first and contribute the proceeds as opposed to donating the securities outright. This strategy should allow you to claim a deduction for both the loss from the sale of the securities as well as the charitable gift.

Give a gift of securities

 

IRA Charitable Rollover

An IRA charitable rollover is a popular way to use retirement assets to support Texas A&M University today. If you are 70.5 or older, this method can provide you with tax benefits while supporting your Aggie passions. 

Learn more.

 

The Texas A&M Foundation’s gift process follows these six simple steps:

Gift Agreement

We provide gift agreements for all gifts and pledges of $25,000 or more. Agreements outline the purpose, form, schedule and administration of gifts. For smaller gifts, donors may document their preferences with pledge cards, letters or notes on their checks.

Convert to Cash

Non-cash gifts (securities or real estate) require special processing. The Foundation converts these gifts to cash.

Deposit in Account

Every gift goes into an endowed or non-endowed operational account as specified by the donor. The Foundation disburses funds from accounts as defined by donors’ preferences.

Send Receipt

We mail a receipt for every gift. Receipts provide donors with proof of their contribution.

Apply Fees

We apply fees as applicable. Please note that these fees do not affect the portion of your donation considered a charitable donation for IRS receipting and Texas A&M giving totals.

Disburse to Texas A&M

If the gift is non-endowed, the Foundation disburses the entire gift as designated by the donor and when requested by the university. If the gift is endowed, we invest it until it has generated enough proceeds to fund the stipend and the benefiting university office requests a disbursement.

To discover what your gift of cash or securities can support, explore the options below.

Questions?

If you have questions about the gift process or giving gifts of cash or securities, please contact us or explore the options below.